Lois Bruu is Vice President, International Development, Public Private Partnerships at MasterCard, where she designs financial services solutions that foster economic development in developing countries. She partners with the Gates Foundation in working with the Mastercard Lab for Financial Inclusion in Nairobi, Kenya. Lois is an operating executive with industry experience in technology, financial services and social innovation. Her functional focus is on strategy, partnerships, program management and Corporate Social Responsibility. She has built 5 businesses, for-profit and social enterprises, with two successful exits. She has created dozens of cross-sector partnerships involving private, government and social sectors. Lois believes in creating positive social change through business.